Firstbest systems, inc., a provider of insurance software solutions for global insurance carriers, announces firstbest ums mobile 2.0 for property & casualty insurance.. Universal property & casualty insurance company policyholders: access your all your upcic policies file a claim pay your bill view your mailed documents. Penalty of $15,000 for violations of the insurance and administrative codes in utah. 01-08-2007 penalty of $20,000 paid by company and amex assurance company for violations with underwriting guidelines in texas. 09-28-2006 added accident and reinsurance on all lines authorized to be written on a direct basis insurance..